Description

Treasury teams, account officers, and risk management staff often face challenges in underwriting and risk rating their treasury clients. Standardizing the underwriting process can be difficult, given the diverse risks associated with ACH and RDC transactions. This often leads to an annual, one-size-fits-all review approach rather than a more practical, risk-based assessment. Join us for a webinar to guide you through a practical method for performing underwriting and risk-rating treasury clients. This approach will help determine the appropriate frequency for periodic reviews based on actual risk levels. In addition, this session will focus on managing high-risk treasury relationships. This session is ideal for financial institutions seeking to establish a standardized, effective method for risk rating and reviewing treasury clients.

Key Takeaways:

• Network Rules and Regulations governing ACH and RDC underwriting.
• Best business practices for Risk Rating Treasury Clients.
• Downfalls of one size fits all vs. risk-based approach to underwriting and risk rating.
• Determining high-risk treasury clients and ongoing management of these relationships.

• Account Officers/Lending Officers/Relationship Managers
• Branch Managers
• BSA Officers and Support Teams
• Call Center Teams
• Compliance Teams
• Deposit Operation Teams
• Electronic Banking Teams
• Fraud Management Teams
• Front-Line Teams (Customer/Member Service Representatives)
• Internal Auditors
• Information Security Officers
• Risk Management
• Senior Management/Executive Management

Topics include:

• ACH
• RDC
• Risk Management